Center for College and University Sports Medicine Insurance
and Cost Containment
Center Description and Mission
The College and University Sports Medicine Foundation - Center for Insurance and Cost Containment is focused on expenses incurred for sports medicine related issues.  The center's focus is to estalish programs and ideas to decrease these cost in an effort to reallocate those dollars to provide additional services to the student-athlete.  Such services could include additional staff, programs, equipment, etc., to further improve the quality of health care services in the collegiate setting.  The center addressess this issue by providing assistance and resources in primary and secondary insurance, claims management, supplies and equimpment savings, prescription drug programs and more.
University Insurance Policies
NCAA Catastrophic Policy
Cost Containment Strategies
Secondary Insurance Data
NCAA Divison I-A Insurance (Premium and Deductible)
Note: Schools with Deductible of $3000 or Greater Not Included In Data Set
Information contned below was voluntarily submitted by school athletic trainers in an informal survey.
  Year      Premium   Deductible
1999-00 $69,988.43   $1,642.86
2000-01 $76,986.42   $1,687.50
2001-02 $79,598.07   $1,461.54
2002-03 $118,783.60 $1,428.57
2003-04 $153,990.80 $1,053.57
2004-05 $206,893.13    $343.75

NCAA Divison I-AA Insurance (Premium and Deductible)
Note: Schools with Deductible of $3000 or Greater Not Included In Data Set
  Year       Premium   Deductible
1999-00 $120,970.00 $67.34
2000-01 $93,783.63   $31.25
2001-02 $82,667.13   $78.13
2002-03 $96,501.80 $100.00
2003-04 $99,104.97   $593.75
2004-05 $109,877.17        $208.33

NCAA Divison I-AAA Insurance (Premium and Deductible)
Note: Schools with Deductible of $3000 or Greater Not Included In Data Set
  Year     Premium Deductible
1999-00 $24,177.33 $750.00
2000-01 $28,614.86 $392.86
2001-02 $33,339.60 $525.00
2002-03 $51,352.89 $583.33
2003-04 $82,299.80 $700.00
2004-05 $71,514.37 $291.67

NCAA Divison II Insurance (Premium and Deductible)
Note: Schools with Deductible of $3000 or Greater Not Included In Data Set
   Year     Premium Deductible
1999-00 $38,417.00 $187.50
2000-01 $45,736.35 $350.00
2001-02 $49,147.00 $229.17
2002-03 $63,693.50 $375.00
2003-04 $82,882.18 $272.73
2004-05 $98,726.00 $250.00

NCAA Divison III / NAIA Insurance (Premium and Deductible)
Note: Schools with Deductible of $3000 or Greater Not Included In Data Set
  Year    Premium Deductible
1999-00 $30,860.18 $250.00
2000-01 $33,967.85 $250.00
2001-02 $34,167.07 $233.33
2002-03 $45,212.93 $233.33
2003-04 $51,293.20 $700.00
2004-05 $65,637.75 $642.86

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Insurance Management Partnership Program


Introduction: The Collegiate Sports Medicine Foundation in conjunction with Frontline Insurance Group have developed a program aimed at reducing the overall medical expenses of a college or universities by combining the best possible insurance products (primary and secondary insurance) as well as full and complete claims management.  While providing this program to schools based on their past total medical expenses (Primary, if applicable; Secondary and All “Out of Pocket”) Frontline Insurance will also provide the best possible claims management services by eliminating much of the work that has been traditionally performed by staff athletic trainers.  In summary, not only will the university save money but they will also gain the athletic trainer’s hours back as they will now be able to attend to the needs and services of the student-athletes.  This program is a partnership in which in consultation with your university, Frontline Insurance will select the necessary insurance programs to best fit your universities needs and situation and then manage those claims throughout the course of the year.  At the conclusion of the fiscal year, the remaining monies not utilized will then be divided 50/50 between the university and Frontline Insurance.  Frontline Insurance only gets paid for these services in the event that the university saves money on their entire medical expense budget.

For Additional Information click on the Frontline Insurance logo below:








Insurnace Managment Partnership Program

NCAA Legislative Issues
Primary Insurance Information Request

If your institution is looking for access to primary insurance programs that cover athletically related injuries, the Collegiate Sports Medicine Foundaiton has obtained information concerning a few options.  There are a few international plans that cover athletic injuries as well. They are avaialable based upon geography there fore please complete the information contained in the "Links" lbelow.